Help protect your income and secure your future.
35+ Years Helping Professionals, Business Owners & Workers Plan for the Unexpected with Tailored Insurance & Financial Solutions.
No pressure. No obligations. Just clarity.
Help protect your income and secure your future.
35+ Years Helping Professionals, Business Owners & Workers Plan for the Unexpected with
Tailored Insurance & Financial Solutions.
No pressure. No obligations. Just clarity.
Help protect your income and secure your future.
35+ Years Helping Professionals, Business Owners & Workers Plan for the Unexpected with Tailored Insurance & Financial Solutions.
No pressure. No obligations. Just clarity.
Picture this...
Imagine waking up one day and realizing you can no longer work—not because you chose to stop, but because an unexpected illness or injury took that ability away.
What happens next? How do you pay your bills? How do you protect your family’s financial future?
That’s the question I’ve been helping my clients answer for over 35 years.
I’m Igor Yusupov, CLU®, PhD—a financial and insurance professional who specializes in income protection, retirement strategies, estate protection, life insurance, business succession, and special needs strategies.
From licensed healthcare and legal professionals to small business owners and blue-collar workers, over the past 35 years, I have helped thousands of individuals with their financial matters.
Let me help you, too.
Why Clients Trust Igor Yusupov
35+ Years of Experience
Chartered Life Underwriter (CLU®), PhD
Specialized in Disability Income & Long-Term Care Insurance
Trusted by Medical and Legal Professionals, and Business Owners
How I Help
Disability Income
Insurance
Buy-Sell Agreement InsuranceIncome protection for professionals, business owners, and blue-collar workers
—so you never go without a paycheck.
Buy-Sell Agreement Funding
Ensure smooth business transitions in case a partner becomes disabled.
Special Needs Children Planning
Build a secure financial future for your child with special needs through dedicated lifetime funding strategies.
Who I Work With
- Physicians, dentists, and other healthcare providers
- Attorneys
- Business owners
- Blue-collar workers
- Retirees
- Special needs children
- HR Departments for group benefits
Disability Income Insurance
Disability income insurance is designed to replace a portion of your income if you become disabled or injured to work.
For Medical, Dental, and Legal Professionals
Own-occupation definitions, high benefit limits, partial disability benefits, retirement protection riders, and specialty-specific plans for trial lawyers, civil litigators, and judges.
For Business Owners
Protect your income and overhead expenses if you’re unable to run your business. Flexible policies to match your revenue, expenses, and recovery timeline.
For Blue-Collar Workers
Protect your income and overhead expenses if you’re unable to run your business. Flexible policies to match your revenue, expenses, and recovery timeline.
See Your Coverage Options
Buy-Sell Agreement Funding
If you own a practice or business with partners, you are already aware of the critical importance of the partnership’s longevity. But if one of you prematurely dies or becomes disabled, will your business survive? As your legal advisor probably suggested, you should have a partnership agreement in place. However, is your partnership agreement adequately funded? Life and Disability income insurance can help fund your buy-sell agreement and protect everything you’ve worked to build.
Features
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Creation of liquidity to buy out a partner’s share
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Monthly income replacement
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Buyout funding (lump sum or installments)
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Alignment with cross-purchase, entity, or wait-and-see structures
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Tax-smart design
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Full continuity protection
The Process
Schedule Your Free Consultation
Get a Custom Coverage Plan Tailored to Your Needs
Select the Right Policy with Expert Guidance
Enjoy Ongoing Support as Your Life Evolves
Special Needs Children Planning
Families with a special needs child often face significant and ongoing financial demands due to specialized medical care, therapies, education, and long-term support needs. These added responsibilities can create lasting financial pressure and require thoughtful, long-term planning to ensure stability and security.
Without proper planning, these additional financial demands can push families toward hardship, often forcing them to rely on loans, credit cards, or even deplete retirement savings.
Our Approach:
- Create a dedicated financial strategy to cover lifetime care expenses.
- Help to ensure care and support continue for your loved one, even when you’re no longer there to provide it.
This planning establishes a secure financial foundation, financial confidence for families and stability for individuals with special needs.
Frequently Asked Questions
Most group plans are limited and not portable. Individual policies offer stronger, more customizable coverage.
Yes. We specialize in helping self-employed and business owners with tailored solutions.
Policies vary based on your income, profession, and risk—but most cost far less than a single missed paycheck.
Don’t Leave Your Income—and Future—to Chance.
Let’s build a plan that protects your paycheck, your family, and your legacy.
